EXOTICS PET INSURANCE
Experienced in vet care for exotic animals
If you own an exotic pet, you may find that most pet insurance plans only cover dogs and cats. Taking the necessary steps to protect your pet in case of unexpected accidents or health conditions is essential. Pet insurance can offer financial protection and peace of mind, but it’s important to note that many top pet insurance companies do not include coverage for exotic pets.
Can you explain what Exotic Pet Insurance is?
Pet insurance for exotic pets is similar to regular pet insurance plans. These plans usually cover expenses related to your exotic pet’s illnesses and accidents, including fees for examinations, laboratory tests, and radiographs. Unlike human health insurance, you must pay your veterinarian directly and seek reimbursement from your insurance provider later. The primary difference between standard and exotic pet insurance is the type of animals covered. Some common pets that fall under the “exotic” category in pet insurance companies include:
Amphibians
Bearded dragons
Birds
Chameleons
Chinchillas
Ferrets
Gerbils
Goats
Guinea pigs
Hamsters
Hedgehogs
Iguanas
Lizards
Mice
Other reptiles
Pigs
Rats
Rabbits
Snakes
Sugar gliders
Tortoises
Turtles
What is Covered by Exotic Pet Insurance?
Pet insurance policies for exotic animals cover medical procedures and treatments for reptiles, birds, rodents, small carnivores, pot-bellied pigs, and even goats. However, like standard pet insurance, coverage is limited to accidents and illnesses only and does not include preventive care like routine vet visits. Additionally, preexisting conditions are not covered.
Here are some examples of what is covered by exotic pet insurance:
Accidental injuries
Chronic illnesses
Common illnesses
Hereditary issues
Hospitalization procedures
Lab work
Serious illnesses
What is the cost of insuring exotic pets?
Insuring an exotic pet costs similar to insuring a dog or cat. The price is influenced by various factors such as the type of pet being insured, your location, reimbursement percentage, deductible, add-ons like vaccines, spay and neuter and wellness exams, and the age and breed of your pet.
Below is a list of Pet Health insurance in the U.S. and Canada:
FOR DOGS, CATS and EXOTICS:
- Nationwide Pet Insurance (U.S.)( ONLY ONE THAT COVERS EXOTICS)
FOR DOGS AND CATS ONLY:
- Crum & Forster (U.S. & Canada)
- Embrace Pet Insurance (U.S.)
- Fetch by The Dodo (U.S. & Canada)
- FIGO Pet Insurance (U.S.)
- Healthy Paws Pet Insurance & Foundation (U.S.)
- Independence Pet Group (U.S.)
- Lemonade (U.S.)
- Liberty Mutual Pet Insurance (U.S.)
- ManyPets Pet Insurance (U.S.)
- MetLife Pet Insurance (U.S.)
- Petcoach / Petco (U.S.)
- Petline Insurance (Canada)
- Pets Best (U.S.)
- Prudent Pet (U.S.)
- Pumpkin Pet Insurance (U.S.)
- Spot Pet Insurance (U.S.)
- Trupanion (U.S. & Canada)